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Have you had an accident with a rideshare vehicle?
Whether you were a rideshare customer, driver, or passenger in another vehicle, you could be entitled to compensation in the form of damages or insurance payouts.
But, to get what you’re owed, you must act quickly and speak with Whittel & Melton’s rideshare accident lawyer in Tampa as soon as possible. The regulations governing Uber and Lyft accidents are complicated. Insurers and rideshare companies will try every trick in the book to avoid making a payout, and taking them to court can be challenging.
Hiring a Whittel & Melton rideshare car accident lawyer is the best way to protect your interests and get the compensation you deserve.
The information below is strictly educational. No two cases are alike, and how much you can get and who is liable depends on the unique circumstances of the accident. To ensure you get the maximum compensation available to you, consult an experienced Tampa Uber/Lyft rideshare accident lawyer from Whittel & Melton.
Your Insurance Provider
Florida is one of the 12 no-fault states in the U.S. What this means is that in the event of an accident, you must tap into your personal insurance before going after any third parties.
As a driver in Florida, you are required to carry personal injury protection (PIP) coverage. This includes a maximum of $10,000 for medical and non-medical expenses.
Note that for your PIP coverage to kick in, you have to seek medical assistance within 14 days of the accident.
The Uber or Lyft Driver
But what if you don’t carry PIP coverage, it doesn’t kick in, or it isn’t enough to cover your expenses?
If so, you could file a claim against the insurance of the rideshare driver or the company.
And if none of these options works, you could take the driver to court. However, you’re required to have suffered severe injuries such as:
A Whittel & Melton rideshare injury lawyer can advise you whether your injuries meet the severity threshold and recommend next steps.
The Rideshare Company
In rare cases, you could pursue a lawsuit against the rideshare company itself.
Florida law classifies rideshare drivers as independent contractors rather than employees. As a result, the company isn’t typically responsible for accidents unless it violates the state’s rideshare driver requirements, which could be considered negligent hiring.
Rideshare drivers in Florida must:
Third Parties
Depending on the circumstances of the accident, other parties may also be liable, including:
This largely depends on what the rideshare driver was doing at the time of the accident.
1. Uber/Lyft App Was ON, and the Driver Was Transporting a Passenger or Was on Their Way to Pick One Up
Uber or Lyft’s commercial insurance will kick in. It covers:
2. Uber/Lyft App Was ON, and the Driver Was Available to Be Booked
The personal insurance of the driver will apply. If this is unavailable, the company’s third-party liability coverage kicks in. It includes:
3. Uber/Lyft App Was OFF
Your only option is to tap into the driver’s own insurance.
You can get damages for:
An experienced Uber or Lyft accident lawyer from Whittel & Melton can advise you what damages are available and how to get the maximum amount.
DOs
DON’Ts
Can I Take Uber to Court for an Accident?
Yes. However, your best bet normally is to file a claim against the Uber driver’s or the company’s insurance. Uber drivers are independent contractors, not employees, so the company isn’t usually liable unless you can prove negligent hiring practices.
Is It Worth Getting an Accident Lawyer?
Yes. Rideshare accident law is a new area of practice. The rules are complex, still in flux, and have many loopholes that allow rideshare companies to avoid making payouts. An experienced Whittel & Melton Uber/Lyft accident attorney in Tampa can ensure that doesn’t happen.
What Type of Compensation Can I Seek in an Uber Accident?
You can seek compensation for property damage, medical expenses, lost wages, pain and suffering, and loss of enjoyment of life.
Is Florida a No-Fault State?
Yes, Florida is a no-fault state. If you were in an accident, you must tap into your personal injury protection (PIP) coverage first. This includes up to $10,000 for medical and non-medical costs. However, for your PIP insurance to kick in, you must seek medical assistance no later than 14 days from the day of the accident.
If you need an Uber/Lyft accident lawyer in Tampa you can trust, contact Whittel & Melton.
Talk to Whittel & Melton’s ridesharing accidents lawyers in Tampa, Florida today.