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Decades of Experience Handling Florida
Personal Injury and Wrongful Death Claims
Have you or a loved one been hurt in an Uber or Lyft accident? You may be eligible for compensation, but you need to act fast and contact a Florida rideshare accident attorney right away.
Rideshare accidents are a relatively new area of practice. As a result, the rules are not only complex but also in constant flux. If you try to go it alone, you risk getting far less in damages or insurance payouts than you have a right to – or nothing at all. We at Whittel & Melton can make sure that doesn’t happen.
Here’s the least you need to know about rideshare crashes in Florida:
Florida is a no-fault state. This means that if you were injured in a rideshare accident, you should turn to your own insurance first.
All drivers in Florida must carry personal injury protection (PIP) insurance, which can provide up to $10,000 in immediate coverage for medical and non-medical-related costs. To qualify, you must seek medical treatment no later than 14 days of the accident.
If your coverage is not enough, you may be able to bring a claim against the rideshare driver’s or, in some cases, the rideshare company’s insurance.
In the event that the driver’s insurer denies the claim or the company coverage doesn’t apply, you could file a lawsuit against the driver instead. To do that, you would need to have sustained severe injuries. Under Florida law, only some injuries are considered severe. These include:
Filing a suit against Uber or Lyft is more difficult. Rideshare drivers are considered independent contractors and not employees. As such, the companies normally won’t be held responsible for an accident. That said, Florida law has strict requirements on who can work as a driver, so Uber and Lyft may be liable for negligent hiring.
In some cases, third parties may also be liable, including:
How much you can get and whether the driver’s or the rideshare company’s coverage will kick in depends on what the driver was doing at the time of the accident.
In that case, the rideshare company’s commercial insurance coverage will apply. It includes up to:
The driver’s personal insurance and the company’s contingent liability coverage will apply. The latter includes:
If so, you can only access the driver’s personal auto insurance.
You may typically claim compensation for:
If you were involved in a Lyft or Uber accident, doing the right thing at the right time (or not) can make or break your case. Fortunately, an expert Florida rideshare accident attorney can guide you through the process.
Here are the most important steps to take after a rideshare crash:
If you’re looking for an Uber or Lyft accident attorney in Miami, Tampa, Orlando, or anywhere else in Florida, you’ve come to the right place. Our lawyers have decades of experience in winning traffic accident and personal injury cases.
Over the past ten years, our team has successfully branched into the new practice area of rideshare accidents. We have both the knowledge and the experience to handle your claim and ensure that you get the compensation you deserve.
Here are the answers to some questions we often get in our practice:
Yes, you can. However, your first line of defense would be to make a claim against the rideshare driver’s insurance.
If the insurance company denies your claim or the coverage is insufficient, you may be able to file a lawsuit. To do that in Florida, you need to have suffered severe injuries, such as fractured bones, significant disfigurement, disability for 90 days or more, a significant limitation of the use of a body function or system, or a permanent limitation of the use of a body organ or member.
If you’re injured as a passenger, your injury protection (PIP) insurance should kick in. If you don’t carry PIP yourself, the coverage of a family member or someone from your household may cover your damages. Alternatively, you could file a claim against the insurance of the driver of the vehicle in which you were injured.
You are not required to hire an attorney after an accident. However, an experienced Lyft or Uber accident attorney can help you navigate the complex insurance and court systems and increases the likelihood of a favorable outcome.
According to Florida’s statute of limitations rules, you have two years after the day of the accident to file a claim, so you want to hire an attorney before that. The sooner, the better. Ideally, you should call a Florida Uber and Lyft accident lawyer right after the crash.
Remember, the risk of losing crucial evidence or giving a head start on the other party’s case grows exponentially with each passing day.
Plenty of people have filed lawsuits against Uber since it was first launched in 2009. The company was sued 433 times in 2017 alone. This figure includes claims for negligence, personal injuries, failure to train drivers, exaggerating background checks, as well as class actions related to the company’s treatment of drivers.
How much compensation you can get if injured will depend on what the driver was doing at the time of the accident.
If they had turned the Uber app on and were either transporting or going to pick up an accepted passenger, you may file a claim against Uber’s $1 million commercial insurance coverage, contingent collision coverage, or $250,000 million uninsured/underinsured motorist (UM/UDM) coverage.
If the driver had turned the app on and was waiting for a fare, their personal insurance and Uber’s contingent liability coverage will apply. The latter includes up to $50,000 per person and $100,000 per accident for bodily injuries and up to $25,000 in property damage.
Finally, if the driver had turned the rideshare app off, you can only tap into their personal auto insurance.
The first thing to do is to call 911 to contact law enforcement and seek emergency medical attention if needed. Next, get in touch with an experienced rideshare accidents attorney in Miami, Tampa, or elsewhere in the state. They’ll take it from there.
Fees vary across providers and depending on the circumstances of your case. Many attorneys offer a free initial consultation, during which you can discuss your needs and the nature of your claim and learn about their pricing before making a financial commitment.
Looking for a rideshare accident attorney in Tampa, Orlando, Miami, and elsewhere in Florida whom you can trust?
Contact Whittel & Melton for a free consultation today. We’ll make sure that you get the compensation you deserve.